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The dreaded CREDIT Crunch.??

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texasboy:
Well how has our global downfalls affected you personally. Are you still battling on without regard?
Jobs are dwindling,cash is the topic of the month,are you still rich enough not to worry.
I find myself cutting a few corners to save a a few ££`ss. More pasta and beans instead of steak. ;D
I have even cut my broadband back to 4Mb from 20 for a while,and less long trips/meals in the car.
Put some upgrades on PC on hold, and buying the extra Lottery ticket .
How are you all getting through??
cheers

jnjnjnj:
With kids that want everything we have had to cut back tremendously in that field. I, also, have made sure to try to clip more coupons, less coke, and looking in every ad just to find the cheapest item I need. The thing about it is that I have always been pretty tight with the money, and only buy things we really need when not on sale, other than that everything else I buy is at least 25-75% off. And yes that is an all the time thing for me. Yes I have a husband that goes crazy because he will have to get his wants when it goes on sale.

billyfridge:
Because I'm a pensioner, and don't have kids depending on me anymore, or a lavish lifestyle, it doesn't seem to be  affecting me, but it is affecting my kids. New cars, bathrooms, furnishings, etc, are put on hold for the time being.
At the risk of sounding like an old fart, the present situation might teach people to save their money, and buy things cash wherever possible. I know houses, and probably cars are an exception, but the amount of money saved is substantial.
 

jnjnjnj:
I agree with that we paid off all of our high credit cards five years ago and have just went to cash except house and one car payment and one small credit card just for credit scoring reasons

olddays1:

--- Quote from: billyfridge on February 17, 2009, 10:20:00 am ---Because I'm a pensioner, and don't have kids depending on me anymore, or a lavish lifestyle, it doesn't seem to be  affecting me, but it is affecting my kids. New cars, bathrooms, furnishings, etc, are put on hold for the time being.
At the risk of sounding like an old fart, the present situation might teach people to save their money, and buy things cash wherever possible. I know houses, and probably cars are an exception, but the amount of money saved is substantial.
 

--- End quote ---

We are about in the same boat billy however our son in law was layed off many months ago and can't find much work of any kind. Unemployment about to end and our daughter is dropping hints about not having anywhere to live. Been clearing out the spare bedroom for the grandkids!!

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