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Author Topic: How do I negotiate a settlement with a bank over a credit card due? Any ideas?  (Read 458 times)

Offline freestown7

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How do I negotiate a settlement with a bank over a credit card due? Any ideas?
« on: December 10, 2020, 11:00:34 pm »
How do I negotiate a settlement with a bank over a credit card due? Any ideas?
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Offline oliviabacker

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Re: How do I negotiate a settlement with a bank over a credit card due? Any ideas?
« Reply #1 on: December 11, 2020, 07:21:33 pm »
Pay the amount in full if it doesn't have been slapped with late fee, Interest and all that….. In case of accrued interest charges, late fee you may simply need to send a mail to customer service for reversal of amount if they doesn't entertain your request you may further escalate it to higher authorities. There is all way a higher chance that they'll cooperate you.

Based on my experience with HDFC, RBL, SBI, ICICI…. I found ICICI being more prudent to not entertaining your reversal request.
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Offline crazything

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Re: How do I negotiate a settlement with a bank over a credit card due? Any ideas?
« Reply #2 on: December 11, 2020, 10:50:08 pm »
Well, as far as I know there are lots of quite competent companies. Check out this info about debt settlement letter and turn to some reliable debt relief company. I had a nice experience with debtquest with their Credit Card Debt Relief I was taken thorough with all the info from the program. They walked me through the program with ease. It was very easy to understand
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